Our Mortgage Protection services
We provide a wide range of professional services to meet your mortgage protection needs. We promise to provide every service with a smile, and to your highest level of satisfaction.
Why Mortgage Protection is important ?
Securing mortgage protection is an integral aspect of the entire home buying journey. This vital safeguard ensures the sanctuary you've invested in, and grown to love, remains shielded should unforeseen hardships strike. It provides the peace of mind that, in the event of accidents, the loss of a loved one, or a debilitating illness, your home and financial stability will remain intact. With mortgage protection in place, you can channel your energy towards more pressing matters, such as recovery and healing. Often overshadowed amid the excitement of acquiring a mortgage and a new home, it's crucial to establish your mortgage protection correctly, ensuring that once you've achieved your homeownership dream, you can confidently sustain it, even in the face of adversity.
Life Insurance
Life insurance serves as your family's financial safety net. Think of it as a promise to your loved ones: when you have life insurance, you pay regular amounts, like monthly or yearly, to an insurance company.
In return, if something unfortunate happens to you and you pass away while your policy is active, your family (the beneficiaries) receive a sum of money, known as a 'death benefit.'
This money can be used by your family to cover a range of expenses, such as paying off the mortgage on your home, keeping up with bills, or ensuring your children's education is secure.
It's a way to make sure your family is financially protected, even if you're not there to support them."
Income Insurance
Income insurance, which is sometimes called income protection insurance, is like your financial safety net.
Imagine you're going through a tough time because you're too sick or injured to work. Income insurance steps in to provide you with a portion of your regular income, typically a percentage of your salary, so you can still take care of important expenses.
It's there to help with things like your mortgage, bills, groceries, and more, so you don't have to worry about how you'll make ends meet when you're unable to work.
It's a smart move to consider income insurance, as it ensures you and your family can maintain financial stability, even during unforeseen health challenges that might keep you from your job.
Family Income Benefit
Family Income Benefit insurance is like a consistent financial support plan for your loved ones. With this type of insurance, you pay regular premiums to an insurance company.
In the unfortunate event of your passing during the policy term, your family will receive a steady, tax-free income instead of a lump sum.
This income is designed to replace your lost earnings and can help your family cover daily expenses, like the mortgage, bills, groceries, and other needs.
Think of it as a way to provide your family with ongoing financial stability, ensuring they have a reliable source of income to rely on over the years, rather than a one-time payout.
Critical Illness Cover
Critical Illness Cover is like having a financial safety net in case a serious health issue strikes.
When you have this type of insurance, you pay regular premiums to an insurance company. If you're diagnosed with a critical illness that's covered by the policy, you'll receive a lump sum payout.
This money can be used to cover various expenses such as medical bills, adjustments to your home, or even replacing lost income if you can't work.
It's a way to provide extra financial support during challenging times, ensuring you have the means to focus on your recovery without the added stress of financial worries.
Interested in our services? We’re here to help!
We want to know your needs exactly so that we can provide the perfect solution. Let us know what you want and we’ll do our best to help.
35 Richards Way
Slough SL1 5EU