Our Mortgage services
We provide a wide range of professional services to meet your needs. We promise to provide every service with a smile, and to your highest level of satisfaction.
First Time Buyer
A First Time Buyer is anyone planning to buy their first home to be used as their primary residence. In recent years it’s been difficult for First Time Buyers to get onto the property ladder, however, getting the right knowledge and preparing in advance of your application can be instrumental in obtaining a competitive mortgage offer.
Home Mover
Home Mover is not a particular mortgage product, it relates to the applicant. An applicant who has an existing property and plans to move house is known as a home mover. Home mover mortgage may therefore refer to any mortgage products suitable for applicants classed as home movers.
When you move home, you don’t necessarily have to change mortgages, it’s often possible to remain with the same lender on the same mortgage, known as porting.
Buy to Let
When you want to buy a residential property to rent out for profit, you will need to apply for a Buy to Let mortgage. Properties with a Buy to Let mortgage in place can not legally be used as your own residence.
However, where you already own a residential property and wish to start letting it out to tenants, you can sometimes request to change your mortgage to Buy to Let with your existing lender gaining consent to let the property depending on your terms or remortgage the property onto a new Buy To Let mortgage.
Remortgage
Remortgaging is just the term for changing your mortgage. Whether you decide to go with a new lender or to choose a different mortgage with the same lender (known as a product transfer), you will be applying for a new mortgage product.
In order to benefit from remortgaging, getting the timing right is critical. There are a range of circumstances whereby remortgaging is a good idea and equally as many circumstances where it’s not and can actually be detrimental.
Interested in our services? We’re here to help!
We want to know your needs exactly so that we can provide the perfect solution. Let us know what you want and we’ll do our best to help.
35 Richards Way
Slough SL1 5EU